Personal Financial Planning Advice

We offer a fee-based comprehensive financial planning service aimed at helping clients achieve and maintain their desired lifestyle.  An initial meeting at our offices is available without charge.  The purpose of such a meeting is to enable us to give you a clear understanding of the service we provide and to help you decide whether or not we would be the right firm to advise you on financial planning and investment matters over the years ahead.

If you become a PPA Financial Planning Ltd, Financial Planning client we will:

• gather and analyse personal information about you, your finances, your needs and objectives;
• help you define your attitude to risk and loss;
• help you develop lifelong cash flow forecasts incorporating agreed planning assumptions;
• help you develop and implement a comprehensive Financial Plan aimed at achieving your objectives;
• if so requested, arrange appropriate investments for you;
• review and update your Financial Plan at appropriate intervals to take account of changed circumstances;
• provide a printed copy of your Financial Plan together with comprehensive minutes of all meetings;

This service has a minimum fee for work undertaken. We charge a minimum annual fee for our ongoing services.

We will also do ‘one off’ financial advice, if our full financial planning service is not suitable.

Fees

Our fees are time based with a minimum charge per month or per year.  If you ask us to arrange investments for you and we receive commission from the product provider we will take note of that commission when calculating any fees otherwise payable.